r**1.接口地址**：http://api.zishahui.vip/small-loans/preview-refund-plan **2.支持格式**：json **3.请求方式**：post **4.请求参数**： |名称|必填|类型|说明| |---|:---:|--:|--:| |user_id|否|int|用户ID| |total_money|否|int|总金额| ***5.返回字段说明*** |名称|类型|说明| |---|:---:|--:|--:| |code|int|返回码| |msg|string|返回提示信息| |data|string|返回数据| *******成功示列******* { "code": 1, "msg": "返回成功", "data": [ { "timeLimit": "3", "principalInterest": "1671.67", "payInterest": 22.5 }, { "timeLimit": "6", "principalInterest": "837.71", "payInterest": 45 }, { "timeLimit": "9", "principalInterest": "559.73", "payInterest": 67.5 }, { "timeLimit": "12", "principalInterest": "420.74", "payInterest": 90 } ], "limit_pay": { "total_limit": "80000.00", "usable_limit": "80000.00", "used_limit": "0.00" } } *******失败示列******* { "code": -1, "msg": "数据不存在", "data": [] }