创建用户对象 ``` m('cloud')->ada_member_create($member_id); ``` 创建结算账户 ``` m('cloud')->settleaccount_create($param);//$param如图所示 ``` 企业开户 ``` m('cloud')->company_create($user_id); ``` 查询余额 ``` m('cloud')->get_balance($member_id,$type);//$type账户类型，01或者为空是基本户，02是手续费账户，03是过渡户 ``` 余额取现 ``` m('cloud')->withdraw($member_id,$money);//取现金额，必须大于0，人民币为元，保留两位小数点，如0.10、100.05等，必填 ``` 计算订单佣金数据 ``` m('cloud')->set_order($orderid=0);//订单id ``` 订单完结佣金发放 ``` m('cloud')->grant_order($orderid=0);//订单id ``` 红包发放 ``` m('cloud')->redPacket_send($orderid);//拼团订单id ``` 设置店铺等级 ``` m('cloud')->set_shop_data($level_id=0);//拼团订单id ``` 记录批发拿货金额 ``` m('cloud')->set_wholesale_money($recharge_id=0);//拼团订单id ``` 批发拿货金额发放 ``` m('cloud')->grant_wholesale_money($recharge_id=0);//拼团订单id ``` 撤销支付（用作退款） ``` m('cloud')->reverse($payment_id,$refundno,$refund_amt);//异步通知，更新订单状态 ``` 确认支付（用作分账） ``` m('cloud')->payment_confirm($ordersn,$payment_id,$money,$div_members); ```